Investor Relations

Performance Highlights

FY – 2021


We remained focused on achieving our 2025 vision by growing customer numbers to over 2.7 million while at the same time repositioning our client solutions approach to serve our customers better.

FY2021 Operating Income
FY2021 Net Profit
FY2021 Customer Deposits

In 2021, the Bank attained a historical milestone, being the first Zambian Bank to record K1 billion in profit after tax.

Mukwandi Chibesakunda, Chief Executive Officer

Simbisa Brands


  • Pride
  • Integrity
  • Teamwork
  • Respect
  • Excellence

Zambia National Commercial Bank Plc

Zambia National Commercial Bank, commonly known as Zanaco, listed on the Lusaka Securities Exchange, serves retail customers, large corporations, agri-business and public sector clients. 

The bank has evolved into a leading financial institution in Zambia. With the aid of Arise B.V., a leading African Investment Company, Zanaco benefits from technical assistance, international networks and best practices in various areas of banking.


To be Zambia’s leading, admired, preferred and innovative universal top transactional financial institution that provides the best in value solutions to clients while supporting financial inclusion.


To be top universal, top transactional financial institution for all segments, while delivering excellent financial services efficiently, using the right client service model, and supported by an empowered and motivated staff.

Company Information

Registered Name Zambia National Commercial Bank Plc (
ISIN ZM0000000250
Ticker Code
Sector Banking
Stock Exchange Lusaka Securities Exchange
Board Chairperson Patrick Wanjelani
Chief Executive Officer Mukwandi Chibesakunda
Company Secretary Kaluba Gloria Kaulung’ombe Inampasa
Transfer Secretary Corpserve Transfer Agents Limited (zm)
Year End December
Year Founded 1969
Year Listed 2008

3 Reasons to Consider Investing in Zambia National Commercial Bank Plc


With one of the widest branch and ATM networks, Zanaco (The ‘People’s Bank’) is a leading retail banking group in Zambia


Through innovation and sustainability, we do things better and smarter; making efficient use of our resources and empowering the customer

Exceeding Expections

Strategic focus centred around improved service delivery; determined and committed to ensuring that we exceed our over 1 million customers’ expectations

Our Share Price in Action