2025 Group Half Year Performance

2025 Group Half Year Performance

Zanaco recorded a profit after tax of K874 million, representing 24% growth in profit compared to the previous year. This performance was driven by a 20% (K557 million) increase in Operating income, astute impairment and cost management. Fee and commission income equally grew by 14% (K79 million), supported by increased transactional volumes anchored on the digital channels. Total Assets grew by 10%.

Why invest in Zanaco?

A Leader in Zambia’s Financial Growth

Market Leadership

Zanaco stands as a pillar of Zambia’s financial sector, offering stability and a diverse range of banking solutions. With a broad customer base and strong brand recognition, Zanaco continues to lead the market, providing exceptional value to both retail and corporate clients.

Sustainable Growth Strategy

Zanaco’s commitment to innovation and sustainability drives its success. By embracing digital transformation and financial inclusion, the bank is creating long-term value for stakeholders while advancing Zambia’s economic development.

Strong Financial Performance

With steady revenue growth and robust profitability, Zanaco delivers consistent returns for investors. Its focus on operational efficiency and sound risk management ensures a solid foundation for future growth.

Mukwandi Chibesakunda, Chief Executive Officer

Our financial strength and resilience have enabled us to grow and create value for stakeholders. By maintaining disciplined risk management and operational efficiency, we are committed to sustained profitability and reinforcing our leadership in Zambia’s banking sector.

Performance Highlights

2025 Group Half Year Performance

  • Total Operating Income

    K 3,327 million

    HY 2024: K 2,770 million

    20%

  • Net Profit

    K 873,7 million

    HY 2024: K 705,9 million

    24%

  • Customer Deposits

    K 38,199 million

    HY 2024: K 31,764 million

    20%